Insurance Calculators
Insurance Calculators
Free UK insurance calculators — life, car, home, travel, pet, income protection and more.
Protect what matters most. Our insurance calculators help you work out how much cover you need and estimate premiums across all types of personal and business insurance.
Life Insurance Calculator
Calculate how much life insurance cover you need. Covers income replacement, mortgage, debts and family needs.
Open calculator →Income Protection Calculator
Calculate how much income protection insurance you need if illness or injury stops you from working.
Open calculator →Critical Illness Calculator
Calculate how much critical illness cover you need. Pays a tax-free lump sum on diagnosis of cancer, heart attack or stroke.
Open calculator →Car Insurance Cost Calculator
Estimate your car insurance premium. Covers age, vehicle group, mileage, no-claims discount and more.
Open calculator →Home Insurance Calculator
Estimate the cost of home insurance. Understand what affects buildings and contents premiums.
Open calculator →Travel Insurance Calculator
Estimate single-trip or annual travel insurance cost. See how destination and age affect your premium.
Open calculator →Pet Insurance Calculator
Estimate pet insurance costs for your dog or cat. See how breed, age and cover type affect your annual premium.
Open calculator →Landlord Insurance Calculator
Estimate landlord insurance for your rental property. Covers buildings, loss of rent, and liability.
Open calculator →Mortgage Protection Insurance
Calculate how much mortgage protection cover you need. Decreasing term insurance mirrors your outstanding mortgage balance.
Open calculator →Contents Insurance Calculator
Calculate the replacement value of your home contents to ensure adequate insurance cover.
Open calculator →Buildings and Contents Insurance Calculator
Estimate combined buildings and contents insurance cost. Save with a combined policy versus buying separately.
Open calculator →Private Medical Insurance Calculator
Estimate the cost of private medical insurance. See how age, health history and cover level affect your premium.
Open calculator →Income Replacement Calculator
Calculate how much income replacement insurance you need if illness or accident prevents you from working.
Open calculator →Term vs Whole of Life Insurance
Compare term and whole of life insurance. Term is 5 to 10 times cheaper but expires. Whole of life guarantees a payout.
Open calculator →Pension vs Life Insurance Calculator
Compare pension contributions against life insurance premiums. Find the right balance for your budget and situation.
Open calculator →No-Claims Discount Calculator
Calculate the premium value of your no-claims discount and whether NCD protection is worth adding.
Open calculator →Bicycle Insurance Calculator
Estimate the annual cost of specialist bicycle insurance. Covers theft, accidental damage and liability.
Open calculator →Event Insurance Calculator
Estimate event insurance for parties, weddings, festivals and corporate events. Covers cancellation and liability.
Open calculator →Wedding Insurance Calculator
Estimate wedding insurance cost. Covers cancellation, venue failure, supplier failure and liability.
Open calculator →Dental Insurance Calculator
Estimate dental insurance cost and compare against pay-as-you-go NHS or private dental treatment.
Open calculator →Flood Risk Insurance Calculator
See how living in a flood-risk area affects your home insurance. Learn about the Flood Re scheme.
Open calculator →Gadget Insurance Calculator
Estimate the cost of insuring your phone, laptop, tablet and other gadgets. Compare specialist cover versus home contents.
Open calculator →Legal Expenses Insurance
Calculate whether legal expenses insurance is worth adding to your policy. Covers employment disputes, injury claims and more.
Open calculator →Personal Accident Insurance Calculator
Calculate how much personal accident insurance you need. Pays a tax-free lump sum for specified injuries.
Open calculator →Renters Insurance Calculator
Estimate contents insurance for renters. Protects your belongings against theft and damage in rented accommodation.
Open calculator →Key Man Insurance Calculator
Calculate how much key man insurance your business needs to cover the loss of an essential employee.
Open calculator →Employer Liability Insurance
Employer liability is a legal requirement for any UK business with employees. Minimum cover £5 million. Calculate the cost.
Open calculator →Public Liability Insurance Calculator
Estimate public liability insurance cost for your business. Essential for tradespeople, retailers and service businesses.
Open calculator →Business Interruption Insurance Calculator
Calculate how much business interruption cover you need to replace lost profits if forced to close.
Open calculator →Marine and Boat Insurance Calculator
Estimate the cost of marine and boat insurance. Covers damage, theft, third-party liability and personal accident.
Open calculator →Comprehensive vs TPFT Car Insurance
Compare comprehensive and third-party fire and theft car insurance. Comprehensive is often cheaper than TPFT.
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