Marine and Boat Insurance Calculator
Our marine and boat insurance calculator estimates annual cover for vessels from dinghies to sailing yachts — covering hull, engine, equipment, third-party liability on water, and personal accident.
Marine & Boat Insurance Calculator
Estimate the annual cost of marine and boat insurance. Covers hull, engine, equipment, liability and personal accident.
Premium estimates are indicative. Marine insurance premiums vary significantly by vessel, usage, experience and insurer.
Enter your vessel’s market value and select whether it is used for leisure or charter. Marine insurance for leisure craft covers the hull and machinery (physical damage to the boat and engine), third-party liability, and personal effects. The geographic scope of cover — inland waterways only, coastal, or offshore — significantly affects the premium. Laid-up periods when the boat is out of the water can attract a reduced premium if the insurer is notified. Charter and commercial use requires a different policy to leisure use; using a leisure-rated vessel commercially can invalidate cover. Survey requirements for older vessels and safety equipment requirements (EPIRB, life jackets, flares) vary by policy — check conditions before assuming cover is active.