Loan and Credit Calculators
Loan & Credit Calculators
Free UK loan and credit calculators — personal loans, debt consolidation, balance transfers and credit cards.
Borrow wisely. Our loan calculators show the true cost of borrowing at different APRs and terms — so you can compare deals and choose the right option for your situation.
Personal Loan Calculator
Calculate monthly repayments and total interest on any personal loan. Compare true cost at different APRs and terms.
Open calculator →Loan Interest Calculator
Calculate the total interest on a personal loan. See the split between capital and interest for every repayment.
Open calculator →Debt Consolidation Calculator
Calculate whether consolidating debts into one loan saves money. See monthly savings and total interest comparison.
Open calculator →Balance Transfer Calculator
Calculate savings from a 0 percent balance transfer card. See if the transfer fee is worth it.
Open calculator →Credit Card Repayment Calculator
Calculate how long to pay off your credit card and total interest paid. See the true cost of minimum repayments.
Open calculator →Loans Eligibility Calculator
Check your loan approval chances without a hard credit search. Free UK loan eligibility checker.
Open calculator →Loan Affordability Calculator
Calculate how much you can afford to borrow based on your income and financial commitments.
Open calculator →Cut Your Loan Costs Calculator
Calculate how to reduce your existing loan cost by overpaying, refinancing at a lower rate, or shortening the term.
Open calculator →Credit Card Eligibility Checker
Check credit card eligibility without a hard credit search. Free UK soft search tool.
Open calculator →Loan Eligibility Checker
Check your loan eligibility without a hard credit search. Free UK tool to assess loan approval likelihood.
Open calculator →Refinance Calculator
Calculate whether refinancing at a lower rate saves money after fees and early repayment charges.
Open calculator →