Loans & Credit

Loan and Credit Calculators

Loan & Credit Calculators

Free UK loan and credit calculators — personal loans, debt consolidation, balance transfers and credit cards.

Borrow wisely. Our loan calculators show the true cost of borrowing at different APRs and terms — so you can compare deals and choose the right option for your situation.

Personal Loan Calculator

Calculate monthly repayments and total interest on any personal loan. Compare true cost at different APRs and terms.

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Loan Interest Calculator

Calculate the total interest on a personal loan. See the split between capital and interest for every repayment.

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Debt Consolidation Calculator

Calculate whether consolidating debts into one loan saves money. See monthly savings and total interest comparison.

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Balance Transfer Calculator

Calculate savings from a 0 percent balance transfer card. See if the transfer fee is worth it.

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Credit Card Repayment Calculator

Calculate how long to pay off your credit card and total interest paid. See the true cost of minimum repayments.

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Loans Eligibility Calculator

Check your loan approval chances without a hard credit search. Free UK loan eligibility checker.

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Loan Affordability Calculator

Calculate how much you can afford to borrow based on your income and financial commitments.

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Cut Your Loan Costs Calculator

Calculate how to reduce your existing loan cost by overpaying, refinancing at a lower rate, or shortening the term.

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Credit Card Eligibility Checker

Check credit card eligibility without a hard credit search. Free UK soft search tool.

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Loan Eligibility Checker

Check your loan eligibility without a hard credit search. Free UK tool to assess loan approval likelihood.

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Refinance Calculator

Calculate whether refinancing at a lower rate saves money after fees and early repayment charges.

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