Renters Insurance Calculator
Our renters insurance calculator estimates contents insurance for tenants. Your landlord buildings insurance covers the property structure only — not your personal possessions. Renters insurance fills this gap for typically just £5-£15/month.
Renters Insurance Calculator
Estimate the cost of contents insurance for renters. Covers your belongings against theft, fire, and accidental damage.
Enter your contents value at replacement cost — what it would cost to replace everything you own at today’s prices. Electronics, appliances, furniture, clothing, and personal items add up quickly when calculated carefully. The single-article limit determines how high-value items are treated — anything above this threshold (typically £1,000-1,500) needs to be individually specified. Away-from-home cover extends protection to belongings outside the property: important for laptops, phones, and other daily-carry items. Check your tenancy agreement and confirm with your landlord what their insurance covers — buildings and fixtures are theirs, but your personal belongings and any furnishings you own are your responsibility to insure.