Terms of Use

Last updated: May 2026  |  TheTaxCalculator.co.uk

Please read these Terms of Use (“Terms”) carefully before using TheTaxCalculator.co.uk (“the Website”, “our service”). By accessing or using the Website, you confirm that you accept these Terms and agree to be bound by them. If you do not agree, please do not use the Website.

1. About TheTaxCalculator.co.uk

TheTaxCalculator.co.uk is a free, independent UK financial tools website providing income tax, salary, mortgage, savings, insurance and other financial calculators. We are not affiliated with HMRC, HM Treasury, the Financial Conduct Authority (FCA), or any other government or regulatory body. We do not hold an FCA authorisation or registration.

2. Acceptance of Terms

These Terms apply to all users of the Website. By using the Website, you represent that you are at least 18 years old (or have parental consent if under 18) and that you will use the Website only for lawful purposes.

3. Not Financial, Tax or Legal Advice

Before making any financial, tax, or investment decision — including but not limited to salary sacrifice, pension contributions, mortgage applications, insurance purchases, or benefit claims — you should consult a suitably qualified professional:

• For tax matters: a qualified accountant or tax adviser, or HMRC directly
• For financial planning: an FCA-authorised independent financial adviser. Find one at MoneyHelper
• For free guidance: MoneyHelper (government-backed)

4. Accuracy of Information

We make every reasonable effort to keep our calculators accurate and up to date. We update rates and thresholds at the start of each UK tax year (6 April) and following significant policy changes announced by HMRC or the government. However:

• UK tax law is complex and changes frequently
• Our calculators handle standard scenarios and may not reflect every individual circumstance (e.g. complex tax codes, salary sacrifice arrangements, non-standard deductions)
• There may be a period between a policy announcement and our update
• Results for insurance, mortgages, and investment products are illustrative only — actual rates will vary by provider and individual circumstances
• Scottish income tax rates are set by the Scottish Parliament and may differ from England, Wales and Northern Ireland

Always verify important figures with HMRC, your employer’s payroll department, or a qualified professional.

5. Permitted Use

The Website is provided free of charge for personal, non-commercial use. You may:

• Use any calculator for personal financial planning purposes
• Share links to our pages on social media or other websites
• Embed individual calculator results in screenshots for personal reference

You may not:

• Reproduce, redistribute, or commercially exploit our calculators, content, or code without prior written consent
• Embed our calculators in third-party websites via iframe or other means without written consent
• Scrape, crawl, or systematically extract data from the Website using automated tools
• Attempt to reverse-engineer, decompile, or tamper with the Website’s code
• Use the Website in any way that breaches applicable laws or regulations
• Use the Website to transmit spam, malware, or other harmful content

Commercial licensing enquiries: hello@thetaxcalculator.co.uk

6. Intellectual Property

All content on this Website — including calculator code, text, design, graphics, and data compilations — is the intellectual property of TheTaxCalculator.co.uk and is protected by UK copyright law. Publicly available HMRC rates and government data are used under Open Government Licence v3.0.

Our trademarks and brand elements (including the TheTaxCalculator.co.uk name and logo) may not be used without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by applicable law, TheTaxCalculator.co.uk and its operators:

• Accept no liability for errors, inaccuracies, or omissions in calculator results
• Accept no liability for any financial loss, tax liability, penalty, or other harm arising from reliance on calculator results
• Accept no liability for decisions made based on information from this Website
• Provide the Website on an “as is” and “as available” basis, without warranties of any kind
• Do not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components

Nothing in these Terms limits liability for death or personal injury caused by negligence, fraudulent misrepresentation, or any liability that cannot be excluded under English law.

8. Third-Party Links

The Website may contain links to third-party websites (e.g. gov.uk, MoneyHelper, HMRC). These are provided for convenience only. We do not control, endorse, or accept responsibility for the content of third-party sites. Visiting third-party links is at your own risk.

9. Advertising

The Website displays advertisements via Google AdSense. These are clearly displayed as advertisements. We do not accept payment to feature, recommend, or endorse specific financial products or providers in our calculator content. Our calculators and editorial content are independent of our advertisers.

10. Privacy

Your use of the Website is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms by reference.

11. Changes to These Terms

We may update these Terms from time to time. The “last updated” date will reflect any changes. Continued use of the Website after changes constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically.

12. Termination

We reserve the right to suspend or terminate access to the Website at any time, without notice, for conduct that violates these Terms or is harmful to other users, us, or third parties.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact

Questions about these Terms: hello@thetaxcalculator.co.uk