Income Tax Calculator
Our income tax calculator gives you an instant breakdown of how much income tax you’ll pay on your salary in the 2026/27 tax year. Updated with the latest HMRC thresholds.
How Is UK Income Tax Calculated?
UK income tax is progressive. Everyone gets a tax-free Personal Allowance of £12,570. Income above this is taxed at 20% (basic rate, up to £50,270), 40% (higher rate, up to £125,140), and 45% above that.
Income Tax Calculator
Find out your take-home pay after income tax and National Insurance for 2026/27.
Enter your annual gross salary — the full figure before any deductions — and select your pay frequency. If you are paid monthly, the calculator automatically annualises. Choose England, Wales, Northern Ireland, or Scotland. Scottish income tax uses different bands set by Holyrood; your region is where you live, not where your employer is registered. Add pension contributions if relevant: salary sacrifice schemes reduce both taxable income and NI, while standard employee contributions reduce only income tax. Student loan selections matter too — Plan 1, 2, 4, or 5 all have different thresholds. Results show income tax by band, National Insurance, and your take-home annually, monthly, and weekly, plus effective and marginal rates. Hourly workers: select ‘Per Hour’ and the calculator uses a standard 40-hour week to annualise.